Technology

Every day at Decta we help our customers to move money safely and securely, processing thousands of transactions and moving money across the world. We are determined to create and deliver solutions for a digital world that is always on.
Global
We are challenging the industry leaders in developing global payments solutions for businesses that need innovating and adaptive infrastructure to exceed on the ever-changing international and domestic markets. We strive to provide our worldwide partners a platform to allow them to build a global customer base, drive growth and deliver incremental value.
Secure and reliable
Decta is Level 1 PSI DSS compliant company and we pride ourselves to provide a safe and secure environment, integrated technology and best-in-class services. With advanced technologies and data centre solutions, we endeavour to provide 99.9% uptime. Our flexible systems are prepared to adapt to a constantly changing environment and continuous innovations in the payment industries.
Modular
Our modular system is accessible via a comprehensive API and allows customers to choose desirable components to create a truly bespoke service or simply and easily create a complete solution for issuing, acquiring or payment processing. At any time, our customers can change their services by adding or removing specific features, relying on our user-friendly interface and reliable customer support.
Connected
Our advanced platform allows an easy integration to our API web services or SOAP interface, automated reports delivered on a regular basis and a dedicated data warehouse storage. Our own payment processing centre has a direct connection to authorisation and clearing systems of Visa and MasterCard worldwide. We are regulated by FCA (UK) and operate according to the stringent EU regulations.
Decta features
Original Credit Transaction (OCT) and Money Send
We offer a safe and reliable solution to send money to the customer with only a card number. Our innovative service enables secure money transfers to all Visa and MasterCard accounts allowing processing transaction refund.
Payment by link/invoice
A simple and convenient feature that enables to create and send customised emails to your customers with a PAY NOW button. The button generates an invoice and lets customers pay by credit and debit card.
Recurring billing
You will be able to charge a customer a subscription on a repeat basis. The customer will only need to enter the card details once and the payment will be deducted automatically according to the predefined schedule
Mail Order and Telephone Order payments
Accept payments over the phone or by fax. MOTO is a secure web-based portal that can also work as a virtual POS. You can accept payments from anywhere with only an internet connection.
Dynamic Descriptor
A dynamic descriptor allows describing a payment to help identify a transaction. Cardholders will get a clearer readability of their bank statements and can easy recognise transactions. Merchants can reduce the risk of chargeback and transaction dispute.
Airline Addendum
Our Airline Addendum service allows adding additional information regarding airline transaction to the account statement. Full transaction transparency and simplified accounting for companies allow airlines to increase the volume of transactions with corporate cards.
Multi-currency processing
Decta accepts multi-currency payments as part of standard processing services. Global customers require merchants to offer flexible payment methods, which creates more opportunities for business growth and international expansion.
3D Secure
3D Secure is a joint initiative of Visa, MasterCard, and Amex to improve the security of card-not-present transaction processing. This added layer of protection provides safe and secure online payment experience via supplementary password validated by the card issuer.
Fraud and Risk Management
Our services allow you to monitor transactions and set parameters for anti-fraud safety measures. A range of restrictions integrated with 3-D Secure allows you to experience efficient fraud protection while maximising numbers of successful transactions.
Dispute Management and Chargeback Processing
Decta provides Acquirers with dispute management services, including chargeback processing, refunds, and claims to the merchants. We also offer comprehensive reporting and analytical services to help manage and improve card processing functions and decrease costs.
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