White Label Card Issuing

Our White Label Card Issuing solution enables licensed financial institutions to swiftly launch customized card programs including debit, prepaid, or corporate cards. This streamlined approach ensures a faster, more efficient way to bring custom-branded payment cards to market.

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Powerful card issuing API

Control every aspect of your card program with a single DECTA API integration

Short time to market

Standardized, resource-efficient, and developer-friendly card management system integration via API

Turn-key issuing solutions

Whatever you need from connection to the Mastercard payment network to full card lifecycle management and payment processing

Custom card programs

Launch custom card program under your bespoke branding in a mix of technologies and materials, tailored for any use case

Tailored card issuing solutions awaits you

At DECTA, we support the launch and management of bespoke card programs, ensuring your offerings are distinctly branded as your own.

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Technology and Management Tools

Card Issuing API

Our powerful Card Issuing API supports the comprehensive management of your white label card issuing programs, allowing precise control over every aspect of card functionality. This full-featured platform simplifies the complex task of card management into a single, convenient integration. Financial institutions can efficiently manage a range of tasks for both virtual and physical debit and prepaid card products.

Features include the ability to order and replace cards, transfer funds, activate and block cards, view balances, and more. The API also supports advanced features like tokenization, updating cardholder details, and PIN management, ensuring that both corporate and private clients receive a tailored, secure, and responsive card experience.

Card Payment Processing

DECTA's in-house processing center offers robust card payment processing solutions, crucial for launching and managing a card program with seamless authorization and clearing. Our services ensure seamless authorization and clearing with Mastercard, complete with full 3D Secure compliance, including out-of-band biometric authentication for enhanced security. We handle all aspects of card personalization, from data delivery to personalization bureaus to ensuring compliance with all Mastercard mandates and requirements.

Our comprehensive reporting and ongoing compliance measures support the robust management of your card programs, providing a dependable foundation for your financial offerings. This integration reduces the need for additional third-party services and streamlines your operations, making your payment processing both efficient and secure.

Card Types and Customization

Card types and customization are key to making a white label payment card a tangible piece of your brand in your customer’s hands. Make the most of this exciting opportunity to increase exposure and awareness of your brand. Create a unique payment experience between your business and your customers. Take control of every detail, from card type to the choice of materials and packaging used to deliver your final product, making it all part of your brand experience.

Card Types

DECTA supports a diverse array of card types to accommodate the varied needs of your business:

Debit Cards: Our debit card programs are not only convenient but also designed with stringent security measures to ensure the safety of your transactions.
Prepaid Cards: Ideal for a range of applications, from gift cards to expense management, our prepaid cards offer flexibility and are easily reloadable.
Virtual Cards: Perfect for secure online transactions, our virtual cards protect your financial details by masking your real card information during online purchases.

Customization Options

Enhance your card offerings with our extensive range of customization options to better align with your brand identity:

Custom-Design Contactless EMV Cards: Embrace the future of payments with our contactless EMV cards that combine cutting-edge technology with user convenience, facilitating faster transaction times without sacrificing security.
Biometric Cards: Incorporating biometric technology, these cards offer an additional layer of security by requiring fingerprint verification for transactions, setting a new standard in cardholder authentication.
Wearable Payment Devices: Extend the functionality of traditional cards with our wearable payment options, which include devices like bracelets and rings, allowing for effortless payments on the go.

Mastercard White Label Programs

Leverage our expertise in Mastercard white label programs for reliable, secure payment solutions. Our expertise ensures that your card programs are not only compliant with all relevant Mastercard and Visa mandates but are also equipped with the latest in payment technology and security standards. This adherence to high standards provides your institution with peace of mind and operational efficiency, helping you build a robust payment ecosystem for your customers.

How to start your card issuing program with DECTA

Define your card program

Get in touch with us, either directly or by completing our application form. Tell us about your business and the type of card payment solution you’re looking for.

Sign our partnership agreement

We will run some compliance tests and verify the details. We will get back to you double quick with an offer and a partnership agreement to sign.

Finalize your card design

Here’s the fun part. Decide the design and materials you’d like to use for your card. Get creative – if you can imagine it, we can make it!

Implementation

We will get your card program up and running. We’ll handle development and integration and card production as well as defining specific fraud management rules for your business. Then it’s time to connect you to Mastercard.

All that’s left is bridging your core business and the DECTA card management systems via API.

Card issuing

You are set to launch your payment card program under the DECTA BIN range and put your cards into the hands of your customers.

Full-cycle card program management

Access our full issuing service package, including:

Payment authorization, clearing, and settlement with Mastercard;
Card management via API;
Fraud control and chargeback management;
Card personalization and delivery services;
SMS & push notifications.

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