user
Digital Banking Platform - Cloud-Based Banking Solution

Digital Banking Platform

Our platform is designed to create bespoke digital banking solutions hosted in the cloud. This complete, forward-thinking platform is engineered to transition a traditional bank into an online financial powerhouse, unlocking new markets, audiences, and digital functionalities.

Get In Touch

100% digital experience

Take your entire banking workflow online – from onboarding to cards, payment accounts, and customer support. 

Enhanced Customer Experience

Meet the expectations of younger, tech-savvy clients who demand mobile-first, seamless banking solutions.

Fast Deployment and Global Reach

Leverage cloud-based solutions for rapid implementation and scalability across global markets.


 

Power and Versatility

A state-of-the-art tech stack enabling diverse applications across corporate and retail banking sectors.

Take Your Financial Services to the Next Level With Our Digital Banking Platform

Empower your business with a complete digital banking-as-a-platform solution. Create financial products and services tailored to your vision and unlock new opportunities for growth.

Consult Experts
Solutions Spotlight

Digital Banking Solutions

Discover innovative digital banking solutions designed to empower businesses and financial institutions. By harnessing cutting-edge technology and deep expertise in finance, our platform bridges the gap between innovation and operational excellence.

Cloud-Based Platform

Launch custom online banking tools and services with ease. Avoid complex service stacking and eliminate operational bottlenecks. Our cloud-based platform provides a seamless way to manage all digital banking operations globally, thanks to its pre-integrated software and scalable infrastructure.

Key features include:

  • Automated Digital Onboarding and KYC: Simplify customer onboarding while meeting regulatory compliance.

  • AML Monitoring and Fraud Management: Maintain a secure environment with advanced analytics and fraud prevention tools.

  • Payment Gateway: Facilitate smooth and secure transaction processing for all payment types.

  • General Ledger Management: Streamline financial recordkeeping with integrated ledger capabilities.

Branding Capabilities

White label online banking interface and mobile banking app to provide your customers with quick and convenient access to banking data and functionality.

Intuitive core banking back-end solution to help you make data-driven decisions and easily navigate your business operations.

  • Comprehensive reporting and analytics

  • Easy data and account management

Unified Platform for Financial Services

Streamline your operations and expand your product portfolio with a unified platform designed to cater to both corporate and retail banking needs. This robust system allows financial institutions to:

  • Offer integrated banking products and services without the need for complex service stacking.
  • Enhance operational efficiency with automation and consolidated workflows.
  • Support growth initiatives by providing a solid foundation for product innovation and customer service enhancements.

Built for Banks, Fintechs, and Modern Enterprises

Our platform is purpose-built to empower banks, fintechs, and modern enterprises. From retail banks to telecom providers, our solutions address the specific needs of each industry, driving innovation and growth through advanced digital banking solutions.

Retail and Corporate Banks

Retail banks and corporate banking institutions can leverage our platform to drive digital transformation, replacing legacy systems and overcoming the constraints of outdated infrastructure. Scale operations efficiently, introduce innovative financial products, and deliver a superior digital banking experience tailored to modern customer and business needs:

  • Manage large-scale transactions securely with advanced AML and fraud detection tools.
  • Automate customer onboarding to improve efficiency and reduce manual workloads.
  • Streamline cross-border payments with integrated currency exchange and Forex solutions.
  • Offer seamless account management and lending options to individual customers.
  • Issue globally accessible payment cards integrated with mobile payment solutions.
  • Provide secure, compliant financial services with automated KYC and fraud prevention.

Large Merchants

Large merchants gain the ability to embed financial services directly into their operations. By integrating flexible payment options, detailed analytics, and loyalty programs, they can boost customer engagement, streamline transactions, and reduce operational costs, resulting in enhanced profitability.

Investment Funds

Investment funds can support their fintech portfolios with secure, scalable banking infrastructure. By enabling startups to launch quickly and efficiently, funds can optimize returns on investment and create a robust ecosystem for financial innovation.

Telecom Providers

Telecom providers can enhance their service offerings by embedding digital banking capabilities into their value chain. By offering payment solutions and financial tools, they can attract and retain customers while diversifying revenue streams in an increasingly competitive market.

Financial Institutions and Fintech Brands

Financial institutions and fintech brands can leverage our platform to revolutionize their offerings and operations. Fintechs, in particular, can launch cutting-edge financial products with unparalleled speed and transparency, utilizing our robust and scalable platform.

Key benefits include:

  • Create unique financial solutions tailored to market needs
  • Expand seamlessly as your business grows without the limitations of legacy systems
  • Rely on robust compliance tools, including AML scoring and fraud detection, to ensure safety and regulatory alignment

Digital Transformation Case Study

Discover how Tempo France partnered with DECTA to achieve a transformative digital overhaul. With cloud-based solutions, real-time crypto-to-fiat processing, and built-in compliance, they streamlined operations, enhanced customer satisfaction, and future-proofed their payment systems.

Read the Full Case Study

Platform Advantages: Cost, Efficiency, and Global Reach

Discover how our platform advantages deliver cost-effective solutions, operational efficiency, and the ability to scale globally.

Cost Optimization and Efficiency

Minimize operational expenses with automated processes, ideal for banks and fintechs aiming to reduce operational bottlenecks. Save on payment fees through integrated solutions that benefit large merchants managing complex transactions.

Enhanced Customer Satisfaction and Reach

Cater to young, tech-savvy clients with digital-first, mobile-friendly services tailored for retail banks and fintech startups. Deliver seamless banking experiences to attract and retain a digitally native audience.

Increased Revenue and Scalability

Earn more through crediting, payment solutions, and advanced analytics. Expand product offerings to serve diverse markets, helping investment funds and large merchants capitalize on new opportunities.

Rapid Deployment and Global Growth

Implement solutions quickly with lower entry fees, benefiting telecom companies and emerging fintechs. Scale effortlessly to meet global market demands using cloud-based infrastructure, unlocking growth for organizations of all sizes.

Corporate Banking

Our corporate banking functionalities provide a robust and scalable suite of tools to meet the needs of businesses, from small enterprises to large corporations. These business banking features ensure operational efficiency, security, and scalability, making our platform an essential solution for organizations of all sizes.

Key features include:

  • AML Scoring and Fraud Management

  • Dedicated Business Banking Accounts

  • Currency Exchange and Forex Solutions

  • Automated Customer Onboarding

  • Payment Card Management

  • ERP and CRM Integrations

  • POS and Cash Register Management

Retail Banking

Our retail banking solutions are designed to empower individuals with intuitive and comprehensive banking tools. With these capabilities, retail banks can deliver secure, user-friendly banking services, integrating mobile payments and enhancing their digital offerings to meet the expectations of modern customers:

  • Personal Account Management
  • Online Consumer Lending
  • Optimized Payment Services
  • Consumer Card Issuing
  • Mobile Payments Integration
  • Automated KYC and Fraud Management
  • Currency Exchange Services
  • Customer Support

Cryptocurrency and Blockchain Capabilities Integrations

Our platform provides seamless cryptocurrency and blockchain integration with cutting-edge tools for managing digital assets and facilitating secure transactions.

Wallets

Our platform offers robust wallet functionalities, enabling secure storage, management, and transfer of cryptocurrencies. Businesses, particularly fintechs and large merchants, can provide customers with a reliable digital wallet experience that supports multi-currency operations and high-level security measures. These wallets are ideal for retaining tech-savvy users who prefer decentralized financial solutions.

Crypto Exchanges

Integrate advanced cryptocurrency exchange capabilities seamlessly into your financial services. Our platform supports real-time trading, secure transactions, and comprehensive reporting tools. This is particularly beneficial for fintech companies looking to expand into the blockchain space, telecom providers exploring value-added services, and investment funds aiming to attract crypto enthusiasts by facilitating crypto-to-fiat and fiat-to-crypto conversions effortlessly.