DECTA Achieves Early Certification for EMV 3DS 2.3.1.1 Protocol with Mastercard
DECTA is proud to announce that we are amongst the first to have successfully completed certification testing for the EMV 3DS 2.3.1.1 protocol with Mastercard.
January 07, 2025
The payments industry evolves rapidly, and staying ahead requires innovation, agility, and a commitment to excellence - it is crucial to choose the right technology partner who will adjust to the necessary changes quickly. DECTA is proud to lead the charge as one of the first payment processor in Europe to achieve certification for the EMV 3DS 2.3.1.1 protocol with Mastercard.
This milestone reinforces DECTA’s position as a forward-thinking payment technology provider, dedicated to delivering cutting-edge solutions for our clients.
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The EMV 3DS 2.3.1.1 protocol represents the latest advancement in payment security and customer experience. It’s designed to support issuers, acquirers, and merchants in reducing fraud, improving transaction approval rates, and ensuring compliance with regulatory requirements like Strong Customer Authentication (SCA).
How EMV 3DS 2.3.1.1 Benefits You
Imagine faster, more secure payments that reduce fraud, improve acceptance rates, and provide a seamless experience for your customers. That’s exactly what the newest EMV 3DS 2.3.1.1 protocol delivers - and DECTA ensures you get the most out of it.
As one of the first European processor to certify this protocol, we’ve taken proactive steps to ensure your business benefits immediately from the advanced features of 3DS 2.3.1.1:
Improved Acceptance Rates: Advanced risk assessment capabilities result in fewer declined transactions, increasing successful payment completions and boosting your revenue.
Enhanced Security Without Compromise: Flexible two-factor authentication methods align with regulatory requirements like SCA while maintaining a smooth user experience for your customers.
Frictionless Payments for Customers: Streamlined authentication means faster approvals, reduced delays, and happier customers who can simply click or tap to pay.
Smarter Insights: Gain access to detailed transaction data, recurring payment information, and token data for efficient fraud detection and accurate processing.
Cutting-Edge Biometric Authentication: Advanced methods like WebAuthn and SPC reduce fraud risks while offering a modern, secure experience.
Seamless Customer Experiences: Automated out-of-band transitions and device binding ensure transactions are quick, smooth, and effortless for your customers.
Tailored to Your Needs: Customisable user interfaces let you improve engagement and reduce cart abandonment.
Effortless Integration: The Split-SDK Model simplifies implementation across all platforms, including e-commerce and IoT devices, while backward compatibility ensures smooth upgrades.
With DECTA’s expertise and advanced solutions, you’re not just adopting the latest technology—you’re creating a better experience for your customers, improving transaction success rates, and staying ahead in a competitive market.
Why Choose DECTA?
At DECTA, we don’t just adapt to industry changes - we lead them. Our commitment to constant development ensures that our clients always benefit from:
Speed: Fast implementations and proactive certifications.
Reliability: 99.99% uptime SLA and robust, scalable cloud solutions.
Effortless Automation: APIs designed to streamline almost every business function imaginable.
Innovation: Continuous investment in the latest payment technologies.
Flexibility: Customised solutions tailored to your business needs.
By integrating new 3DS protocol, DECTA clients gain access to:
Improved Transaction Rates: Faster approvals with minimal friction.
Enhanced Customer Experience: Smoother payments that reduce cart abandonment.
Advanced Security: Cutting-edge fraud prevention and compliance with SCA.
Our leadership in achieving this certification underscores our drive to deliver exceptional service and innovation.
Let’s Innovate Together
As a global payment technology provider, DECTA is ready to help your business thrive with secure, modern, and customer-focused payment solutions. If you’d like to learn more about how our EMV 3DS 2.3.1.1 integration can benefit your operations, we’d be delighted to connect.
